Please take a moment to complete this financial health survey. Your response will be used in our study of American households. All answers will remain completely anonymous.
1.
My household income is stable and should remain so into the near future?
Yes
No
2.
My current income is sufficient, allowing me to live comfortably and adequately save towards future goals?
Yes
No
3.
I know my exact net worth including savings, home equity, mortgage, consumer debt, etc?
Yes
No
4.
I have 6 months or more of living expenses set aside in an emergency savings account?
Yes
No
5.
I payoff the entire balance on all my credit cards each month?
Yes
No
6.
I have completed a comprehensive training program on personal money management?
Yes
No
7.
I currently follow a monthly budget, track my spending and stay within my limits?
Yes
No
8.
I currently follow a written financial life plan and review my progress quarterly?
Yes
No
9.
All my family members are financially healthy and should not require my support in the future?
Yes
No
10.
In the event of my death or disability, I have sufficient assets or insurance necessary to meet my ongoing financial obligations?
Yes
No
11.
11) I have calculated the monthly income I will need in retirement (adjusted for inflation, social security and pension) and am currently on track to accumulate the necessary assets to generate this income for life?
Yes
No
12.
12) I know my housing expense (rent or payment) to be less than 33% of my take-home income and this expense should remain stable into the future?
Yes
No
13.
I am on track to own a home free and clear prior to my retirement?
Yes
No
14.
I check my credit report regularly and know my FICO score may be 740 or higher?
Yes
No
15.
I help others by regularly contributing 10% or more of my income to church and/or charity?
Yes
No
16.
16) I am prepared to fund any upcoming college responsibilities? (if not applicable answer yes)
Yes
No
Your "no" answers highlight present or future financial problems. If have one or more "no's" you need to seriously consider Membership.
Contact your referring advocate if you want to know more.
