Positively impact middle-income Americans by helping them achieve a lifetime of financial-health;
Strengthen businesses, churches, schools and organizations by improving the financial health of their members;
Provide exciting part-time and full-time career opportunities to mission oriented winners.
The Financial Health of Middle America "Income"
“U.S. worker productivity rose 18%
in the 2000s - about 2.5% per year.
But inflation adjusted
income for the American middle-class family actually fell during the same period.”
CNN Money, September, 2007
The Financial Health of Middle America
"Long Term Savings"
The Financial Health of Middle-America
“Debt”
“The average American spends 126% of what they earn.” Newsweek 2006
The Financial Health of Middle-America
“Emergency Savings”
“About 4 out of 5 middle-class families do not have enough emergency savings to cover three-quarters of their essential living expenses for three months”
Middle America, By A Thread
2007 Brandeis University Study
Money Management
Many Americans are managing their own 401ks or retirement funds. The stock market has returned an average of just under 12% over the last 20 years. An investor needed over 3% to stay ahead of inflation. The average return was 4.48%. Many investors do not have the knowledge to manage their funds properly and make decisions based on emotions which leads to poor choices and consequences.
Net Worth
The Financial Health of Middle-America
"More than half of middle class families have a net woirth of $0 or less"
Middle America, By A Thread
2007 Brandeis University Study
The Financial Health of Middle-America
“Financial Literacy”
Contact your referring advocate if you want to know more.
